If you have ever been short on a bill, you have probably looked for a payday loan to help you get by. This is a simple loan that is based on your monthly income and your ability to pay back money in a short period of time. Payday loans come with a whole lot of [...]

Most people have an irrational fear of credit cards because they assume they are going to go into debt when they use those plastic monstrosities. While there are plenty of ways to fall into credit card debt, there are plenty of ways to benefit from the use of credit cards as well. You just have [...]

Let’s face it: college students aren’t good with money. They soak up as many acedemic scholarships they can get, and then they spend their money willy nilly while they go through school. In the midst of all of this spending, most college students tend to screw up their credit. This happens before they know it, [...]

Remember when you were a kid and the “cool” thing to do was go out and buy the most obnoxious pair of shoe strings you could find to wear to school? Most people opted for some sort of neon color with a psychedelic pattern because let’s face it – plain old strings are just boring! [...]